There is no minimum credit score to buy a car, but a low credit score could prevent you from securing a finance plan. Typically, a score of at least 600 is needed to get a good interest rate on a car loan.

Absolutely. Working with Lithia Chrysler Dodge Jeep Ram of Yuba City not only provides drivers with access to a high-quality vehicle from our wide-ranging inventory, but we also offer the opportunity to rebuild your credit. Car ownership is a major responsibility, and if drivers are able to keep up with monthly payments through our finance department, this is a great way to help rehabilitate your credit score and move toward a more financially successful future.

Having a cosigner for your car loan can be a major advantage if you have a poor credit history. A cosigner can help you get approved for your car loan, secure a more stable interest rate, and assist in building your credit. If you and your cosigner have an understanding of your financial goals, this is a great way to help rehabilitate your credit score with the support of a trusted friend or family member.